Builders & Architectural
Accounting & Tax
Comprehensive financial management for builders, developers, and architectural firms. From project inception to completion, we ensure your numbers are accurate, compliant, and tax-optimized.

The Financial Challenges in Builders & Architectural
We understand the unique hurdles your industry faces. Here's what might be holding you back.
Complex Billing Cycles
Managing retainage and long payment terms that choke operational cash flow.
Scope Creep Accounting
Failing to properly document, bill, and collect for change orders mid-project.
Entity Structuring
Navigating the liability and tax implications of creating separate LLCs for different development projects.
Our Tailored
Solutions
We don't just crunch numbers. We provide strategic financial oversight designed specifically for builders & architectural.
Get Started TodayWIP (Work in Progress) Reporting
Accurate tracking of under-billings and over-billings to keep your balance sheet pristine.
AIA Billing Integration
Seamless management of G702/G703 applications for payment to keep commercial projects funded.
Project Cash Flow Forecasting
Predictive modeling to ensure you have the capital needed for upcoming project phases.
Overhead Allocation Strategies
Properly distributing indirect costs across projects to reveal true profitability.
Top Tax Deductions for Builders & Architectural
- Section 179 deduction for heavy machinery and equipment
- Architectural software subscriptions (AutoCAD, Revit)
- Continuing education and licensing fees
- Travel and site-visit mileage expenses
Don't leave money on the table. Let us review your tax strategy.
Schedule a Tax ReviewThe ROI of Professional Financial Management
Our strategic oversight prevents cash flow bottlenecks on multi-year projects, allowing builders to confidently take on larger developments without the fear of running out of operating capital.
"Having a financial team that understands AIA billing and WIP reporting is a game-changer. My financials have never been this clean."
Sarah L.
Lumina Builders
Job Costing Estimator
Calculate your true project margins by factoring in materials, labor, subs, and overhead. See where your profits are leaking.
Project Profitability Analysis
Are your margins lower than expected? We can help optimize your job costing.
The Construction Financial Timeline
A typical project goes through multiple financial checkpoints. We ensure you stay profitable and cash-flow positive at every stage.
Pre-Construction & Bidding
Establish initial job cost estimates, secure financing, and review subcontractor W-9s before work begins.
Foundation & Framing
Initial material purchases and heavy labor costs. First AIA progress billing application submitted.
MEP (Mechanical, Electrical, Plumbing)
Complex subcontractor payments and specialized material tracking. Change orders often begin here.
Finishes & Fixtures
High-value material purchases. Monitoring budget variances closely as the project nears completion.
Closeout & Retainage
Final punch list, final subcontractor payouts, and collecting the retainage held by the client.
Service Profitability Heatmap
Not all jobs are created equal. Identify which trades and services are driving your profits and which ones are dragging down your bottom line.
Adjust Project Inputs
Modify the estimated costs and revenues below to see how it impacts the profitability of each trade category.
General Contracting
Margin: 13.8%Framing & Drywall
Margin: 21.1%Electrical & HVAC
Margin: 29.0%Plumbing
Margin: 25.0%Roofing & Exterior
Margin: 16.7%Finish Carpentry
Margin: 29.4%General Contracting
Framing & Drywall
Electrical & HVAC
Plumbing
Roofing & Exterior
Finish Carpentry
Strategic Insight
Services with margins below 15% (Red) indicate pricing issues or cost overruns. Aim for 25%+ margins (Green) on specialized trades to subsidize lower-margin general contracting work. We help contractors implement job costing systems to track these metrics in real-time.
In-House vs. Subcontractor ROI Calculator
A $35/hr employee actually costs much more once you factor in payroll taxes, workers' comp, and benefits. Compare the true cost of W-2 labor against 1099 subcontractors.
Construction burden rates typically run 30-50%.
True W-2 Hourly Cost
$49.00
Includes $14.00 in burden
1099 Hourly Cost
$65.00
Zero hidden burden
In-House Advantage
$2,560
Keeping this work in-house is more cost-effective for this project.
Tax Implications
Beyond hourly rates, 1099 subcontractors reduce your payroll tax liability, lower workers' comp premiums, and eliminate benefit costs. However, misclassifying an employee as a 1099 contractor carries severe IRS penalties.
Success Stories in Builders & Architectural
Real examples of how we've helped businesses in your industry overcome financial hurdles and accelerate growth.

Streamlining AIA Billing
A custom home builder was experiencing severe cash flow crunches due to rejected or delayed AIA payment applications.
We took over the preparation of G702/G703 forms, ensuring perfect alignment with the schedule of values and eliminating math errors that caused rejections.
"Our draws are getting approved on the first try now. The cash is flowing again."
— Michael T.

Mastering WIP Reporting
The firm couldn't bid on larger municipal projects because their bonding company wasn't satisfied with their internal financial statements.
We implemented rigorous Work In Progress (WIP) schedules, accurately reflecting over/under billings, which gave the surety company the confidence to increase their limits.
"We just landed our biggest contract ever, and it's all because our financials finally look professional."
— Robert K.

Capturing Change Orders
Project managers were executing change orders in the field but failing to pass the administrative paperwork to accounting for billing.
We instituted a digital change order workflow that integrated directly into their accounting software, ensuring no work was done without a signed, billable change order.
"I can't believe how much money we were leaving on the table just because of bad paperwork."
— Elena W.
Ready to optimize your
business finances?
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Contact Information
Phone
(951) 888-3245Office
11400 West Olympic Blvd
Los Angeles, CA 90064
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM PT
Saturday by appointment | Sunday closed.